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Vision and dental insurance is an important part of keeping you—and your budget—healthy.

The health of our eyes and mouths is no less important than that of the rest of our bodies. But vision and dental insurance are often excluded from traditional health insurance. 

While a health insurance plan can aid in the cost of a broken arm or a skin infection, a chipped tooth or fading eyesight is left up to dental and vision insurance. No matter how it’s acquired, vision and dental insurance can be instrumental in helping to keep your health up and your medical costs down.


Long-term care insurance is a specialty type of insurance that helps pay for costs that are typically associated with long-term care (LTC). These costs can include things like care given in a hospital, nursing home services, medical services provided in your home, and treatment for diseases such as Alzheimer’s. 

The best long-term care insurance will be offered by reputable providers with high ratings and positive overall reviews. It will offer competitive prices, multiple types of coverage, and discounts. Some providers will also provide discounts and won’t require any waiting periods.


Critical Illness insurance underwritten by Golden Rule Insurance Company, also referred to as Critical Care insurance or Critical Illness coverage, provides a lump-sum cash benefit to help cover expenses associated with a qualifying serious illness.

Critical Illness can strike at any time. We’ve all heard stories of friends or family members who have been affected by a serious illness. What we don’t hear is how the financial strain may also have a major impact during this trying time.

A primary health insurance plan may cover some health care costs, but oftentimes the patient will face other challenges such as paying everyday living expenses while out of work. That’s when a Critical Illness plan can come into play.


Personal accident insurance provides essential coverage against accidental injuries. With it, you can get reimbursed for medical expenses resulting from accidents, hospitalization benefits that help pay for alternative treatments, and (should accidental death occur) a lump sum payout.

Minimum essential coverage

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